There have been periods in our life where an economic downturn had played havoc with our life. The 1 thing that I l earned from those experiences was to simplify. The worst economic hits have taken locale when our life was just too large. So I adjusted. You learn to stick with essentials in addition to that starts with fine housing, quality heating in addition to air, fine food, reliable transferation in addition to clothing. The rest you can kind of figure out as you go along. It was fine that I had long ago adopted this life strategy because the pandemic easily hit our household in the wallet. Like many, the two of us had to work from the a/c at home. And the two of us had to limit our spending as our salaries were reduced. But it wasn’t all that big a deal as the two of us live a life that isn’t excessive or beyond our means at all. All of us simply reined in the spending in addition to targeted things savor the Heating in addition to A/C cooling costs to further our savings. Yet the two of us have a acquaintance who was easily struggling. This was the first time he couldn’t spend what he wanted in addition to his life required plenty of spending. She’s young in addition to this will be a fine experience for later down the road. But our husbandy in addition to I tried to help his when he came to us so frustrated over his finances. And his Heating in addition to A/C equipment wasn’t working well either. She was going to call a handyman for Heating in addition to A/C service to save cash. All of us cautioned his that cutting costs on Heating in addition to A/C service in addition to repair is not where he should focus his cost savings energy.